tom wilson is ceo of allstate insurance and joins us now exclusively after reporting earnings. what timing, tom. >> hi, maria. how are you? >> i'm doing okay. i want to get to your earnings in a moment but here we are in terms of insurance being on the front center given the fact that so much destruction has occurred. let me talk about andy before we get into the earnings, tom. lot of people wondering what kind of damage we're expecting. how do you see it? >> well, this is a massive storm, maria. there's two things that drive a storm, the damages, one is how big is it and the second is how fast is the wind spin. in this case this storm is just massive. it's about twice the size geographically of katrina, that's the bad news. the good news is that its wind speeds were about two-thirds of what katrina was and that's sort of an exponential impact so there should be a lot less damage but it's much wider spread so there's as you know this is just a massive storm and there's a lot of work to be done. >> absolutely. i want to point out we are looking at pictures while you and i chat o